Scale your portfolio:
✅ Without risking your credit or savings
✅ With little/no rental income and a new LLC
"Great Experience"
"They helped me get over $136,000 in business funding in less than a month! They made the process easy and communicated in every step of the process."
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Susan C.
"Highly recommend this"
We were working cash in, cash out for the longest time and never really thought about business funding. But after connecting with Zero Percent Investor, we quickly got qualified and secured over $170,000 in 0% business credit within 45 days. It was a night and day difference—giving us a safety net, peace of mind, and the ability to confidently hire new employees. The best part? They handled the entire process for us. If you're on the fence, start now—it's better to have it and not need it than need it and not have it."
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Luke K.
"Makes applying for credit easy and successful."
"Working with the team at Zero Percent Investor was exceptional. They assisted in guiding me through improving my credit profile with clear and easy steps. Then together we were able develop and implement the right plan for applications to receive more than $165,000 in 0% Credit Card Capital."
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Mike W.
Zero Percent Investor was started by Drexell and Christian out of a need to supply their own business with funding that could help them scale. Along the way, they found strategies that helped themselves and others get access to over $400,000 in business funding.
Currently, Zero Percent Investor runs a program for strategy, funding and networking for real estate investors. If you're not a real estate investor - no problem! We can still help but our method works best for real estate investors.
Zero Percent Investor is unique because:
1. We put your long-term success (and your family’s) above our own bottom line.
2. We connect you directly with bankers to unlock more funding.
3. We over-deliver with post-funding support, resources and connections.
The Zero Percent Investor (ZPI) Funding Method℠ is a 5 step process that gives real estate investors strategy, funding and connections to scale their business. Below is a breakdown of those 5 steps:
Discovery
- In this step we understand the client's goals, see if they're a good fit for our ZPI Funding Method℠ based on business type, personal credit and use of funds. We also define success/objectives, come to an agreement on our process and payment/terms. Usually this is 1 phone call and 1 zoom call.
Onboarding
- In this step, we complete our service agreement and payment together on the zoom call. Afterwards, an onboarding email is sent to the client's email address with steps to complete. Once those steps are complete, our official underwriting begins.
Optimization
- In this step, official underwriting begins and an Optimization Report (OR) is sent to the client's email with instructions on what to do to optimize their personal/business profile to get cleared for funding. We will also take steps to remove any negative remarks, hard inquiries, and make any address/alias corrections on the client's personal /business profile in this step.
Funding
- In this step, the client is cleared for funding once optimization is complete. They have a call with our funding manager to set expectations, answer any questions and coach them on the conversations they may have with our bankers at Chase, BofA, Wells Fargo, US Bank, Truist etc. We will then proceed to fill out the applications on behalf of the client and facilitate any intro's to bankers. Credit cards arrive 7-10 business days after this process is complete.
Ongoing Support
- In this step, the client is complete with funding hops on a post-funding consultation via zoom. On this call, we will ask for a testimonial, feedback and understand where they're at with their goals that were uncovered during the "Discovery" step. From here, a strategy to assist with the achievement of these goals is created and next steps are taken to execute on the strategy.
No problem! We can help you create a LLC for under $100 in 3 days.
No revenue businesses can still qualify for funding using high limit business credit cards that are personally guaranteed by a business owner's personal credit.
If accepted into the Zero Percent Investor Funding Method℠, we have 3 guarantees:
1. Balance Transfer Guarantee - get support on balance transferring funds to avoid high interest rates at any time post funding
2. 2nd Round Guarantee - all clients are eligible for a 2nd funding round 5 months after their 1st funding round
3. 90% Cash-Out Guarantee - all clients are eligible to cash out 90% of their funds at any time post funding
Depends on what you mean by great credit; we have worked with clients that have collections/chargeoffs, several late payments and lots of hard inquiries on their profile bringing their score up by 100's of points in a matter of 30 days (see photo).
We then bring them into the funding process so now they can secure business credit.
The only time we've seen this happen is when a client's personal credit/business profile has been optimized and prior to funding/introductions to relationship managers, a significant event occurs with their personal credit (high utilization, collection).
In this case, we will work with the client to reset them back into the funding program.
If for whatever reason there is no funding obtained and it is of no fault of the client and on Zero Percent Investor, the client receives a full refund - no questions asked.
Stuck in the 9-5 grind, I wanted more time, freedom, and financial security. Now, I help rental investors access funding to scale their investments & break free from their day job.
For the past 8 years I've worked under the Small Business Administration and have helped thousands of small business owners & investors get the funding they need to grow their business.
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